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Serving The City of Lynchburg, Forest, Boonsboro, Bedford County, Amherst County, Campbell County, Appomattox County, and Nelson County 

Welcome to the most comprehensive real estate resource available for the Lynchburg area. Considering a move? Ready to buy a home? Want to sell the house you’re currently in? Here you’ll find the most relevant real estate information available—all courtesy of Dee, Cowles and Pam - Your Lynchburg Real Estate Team. 

We think you’ll enjoy finding the information here. Search the MLS to see the homes currently available in our area and contact us for additional information on those of particular interest to you or get school information with the click of a button. You’ll also see comprehensive guides about the buying process as well as the selling process. Interactive mortgage information is here, too. How-to’s, preferred vendors, and answers to your questions are all included. There’s simply too much on this site to list! 

Added to these nuts and bolts of the business are testimonials from our current and past clients that will give you a real sense of who we are and how we will work with you.  

So, whether you’re buying or selling or just thinking about doing so in the near future, we invite you to be in touch with us. What you’ll get is a team of professionals working for you who provide stellar marketing and unparalleled results. 

When you contact us, we guarantee confidentiality and will respect your need for privacy. We want to be your Realtor® . This site is for you.  

Enjoy!
Dee, Cowles and Pam  

 



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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What little-known folk remedy is said to help keep bats away from your home?

A 
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats!
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Dee, Cowles and Pam, REALTOR®, real estate agents and broker for Lynchburg, Forest and Bedford County, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dee, Cowles and Pam
Your Lynchburg Real Estate Team

Coldwell Banker Forehand
2508 Langhorne Road
Lynchburg, VA. 24501
Toll Free: 800-317-5903
Dee and Cowles: 434-841-8757
Pam: 434-665-1740
Fax: 1-866-526-2540
Dee: Dee@deemeredith.com
Cowles: Cowles@cowlesmeredith.com
Pam: Pam@pamschoenleber.com

As America's NUMBER1EXPERTS [TM] in the Lynchburg area, Dee, Cowles and Pam - Your Lynchburg Real Estate Team's business philosophy is based on uncompromising integrity. They are committed to doing things the right way and are well equipped to guide you through all of your real estate needs - whether buying or selling. Make your move with Dee, Cowles and Pam - Your Lynchburg Real Estate Team. Call or email them today!

http://www.lynchburg-homes.com is brought to you by Dee and Cowles Meredith and Pam Schoenleber America's #1 real estate agents for the Lynchburg area including the city of Lynchburg, Forest, Goode, Bedford County, Campbell County, Amherst County, Appomattox County and Nelson County.

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