|
All agents are NOT alike! Find out why we are NUMBER1EXPERTS!. Call us: 800-317-5903.
|
Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >
|
Appreciated Expertise
“I realize I'm not your only client! Thank you so much for everything you've done for me…"
GS, Seller & Buyer
Read Quote >
View All Quotes >
|
 Compare three
mortgages at one time. Download TripleCalc now. It's free. |
Dee, Cowles, and Pam
are one of The Top Selling Real Estate Experts™
Find Out More > |
|
|
|
Check Out Our E-HOME Service! As top Lynchburg area real estate experts, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available but have not yet been formally placed on the market. We have direct access to the Lynchburg area MLS and also to every other agent in the area and all of their listings. We also keep up with homes that are "For Sale By Owner". We leave no stone unturned in our search for your new home. When you give us some idea of what you are looking for, we will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service. And there is no obligation. We consider it a part of our job to offer easy homefinding services to home buyers like you.  Tell us what you are looking for! It's our job to know every property in the Lynchburg area, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...
 |
About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
|
|
| Q |
Upon completion this year, what will be the tallest residential building south of New York and east of Chicago?
|
| A |
Located in Biscayne Bay, Florida, the $120 million, 51-floor luxury condominium will be called The Santa Maria. |
 See More Real Estate Trivia > |
|
|
|
Dee, Cowles & Pam - Your Real Estate Team
Coldwell Banker Forehand
2508 Langhorne Road
Lynchburg, VA. 24501
Toll Free: 800-317-5903
Dee: 434-841-8757
Cowles: 434-841-8333
Pam: 434-665-1740
Fax: 434-384-0525
Email: DeeCowlesandPam@Lynchburg-Homes.com
As America's NUMBER1EXPERTS [TM] in the Lynchburg area, Dee, Cowles, and Pam - Your Real Estate Team's business philosophy is based on uncompromising integrity. They are committed to doing things the right way and are well equipped to guide you through all of your real estate needs - whether buying or selling. Make your move with Dee, Cowles, Pam and Tamara - Your Real Estate Team. Call or email them today!
http://www.lynchburg-homes.com is brought to you by Dee and Cowles Meredith, and Pam Schoenleber, America's #1 real estate agents for the Lynchburg area including the city of Lynchburg, Forest, Goode, Bedford County, Campbell County, Amherst County, Appomattox County and Nelson County.      
www.lynchburg-homes.com is brought to you by
Dee, Cowles, and Pam
NUMBER1EXPERT™ in real estate for
Lynchburg, Forest and Bedford County, Virginia Read Dee, Cowles, and Pam's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
|
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed. |
- NUMBER1EXPERT™ 
