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Buying Your First Home? REALTORS® Are Your Professional Guides. Only Work With The Best! You might be a bit afraid or intimidated by the whole process of buying your first home. As top Lynchburg area real estate experts, it's our job to guide you--from beginning to end. We will take all the time you need to go through each and every step of the buying process. There are no dumb questions! Together, we will consider: - How much you can afford. - How to qualify for a mortgage. - How much cash to put down. - How to buy a home with little or nothing down. - How to get approved for financing. What banks and other financial institutions are looking for. - How much your payments will be. - The tax advantages of buying. - Whether renting or buying is better for you. Fill out the form below to tell us a bit about your situation . We'll get right back to you. There is absolutely no charge. We offer this to you with no strings attached; it's our effort to help you get started. Here's the form... 
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Investment Real Estate >Investment Property Exchanges
When you buy an investment property, there are two important financial goals to consider. You will want a property capable of producing rental income. When you sell, you hope that the property will have appreciated enough that you will earn a good profit on your investment. If your property has enjoyed a healthy appreciation, you may need to do some careful planning to avoid paying out most of your profits in the form of capital gains taxes.
When selling your primary residence, you may be able to defer your capital gains taxes when you buy your next home. This does not apply, however, to investment property. If you sell one property then purchase another, the taxes will be due for the year the sale occurred. On the other hand, if you arrange to trade one property for another, you may be able to defer the capital gains tax.
It is not as complicated as it sounds! Many real estate agents and attorneys specialize in helping their clients put these kind of transactions together. You don't have to trade buildings with the people buying your property. The property you trade may belong to a third party, and your buyers need only cooperate with the closing attorney to make the transaction work.
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Into what category do forty-four percent of home buying households fall?
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| A |
Forty-four percent of home-buying households are made up of married couples with dependents. |
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Dee, Cowles & Pam - Your Real Estate Team
Coldwell Banker Forehand
2508 Langhorne Road
Lynchburg, VA. 24501
Toll Free: 800-317-5903
Dee: 434-841-8757
Cowles: 434-841-8333
Pam: 434-665-1740
Fax: 434-384-0525
Email: DeeCowlesandPam@Lynchburg-Homes.com
As America's NUMBER1EXPERTS [TM] in the Lynchburg area, Dee, Cowles, and Pam - Your Real Estate Team's business philosophy is based on uncompromising integrity. They are committed to doing things the right way and are well equipped to guide you through all of your real estate needs - whether buying or selling. Make your move with Dee, Cowles, Pam and Tamara - Your Real Estate Team. Call or email them today!
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