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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORS® Are Your Professional Guides. Only Work With The Best! 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Lynchburg area real estate experts, it's our job to guide you--from beginning to end. 

We will take all the time you need to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much you can afford. 

- How to qualify for a mortgage. 

- How much cash to put down. 

- How to buy a home with little or nothing down. 

- How to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Whether renting or buying is better for you. 

Fill out the form below to tell us a bit about your situation . We'll get right back to you. There is absolutely no charge. We offer this to you with no strings attached; it's our effort to help you get started. Here's the form... 

 

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School Reports in Lynchburg, Forest and Bedford County, Virginia
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Real Estate Tips
Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

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Real Estate Trivia
Q 
Where will you find the world's largest indoor waterfall?

A 
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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Dee, Cowles and Pam, REALTOR®, real estate agents and broker for Lynchburg, Forest and Bedford County, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dee, Cowles and Pam
Your Lynchburg Real Estate Team

Coldwell Banker Forehand
2508 Langhorne Road
Lynchburg, VA. 24501
Toll Free: 800-317-5903
Dee and Cowles: 434-841-8757
Pam: 434-665-1740
Fax: 1-866-526-2540
Dee: Dee@deemeredith.com
Cowles: Cowles@cowlesmeredith.com
Pam: Pam@pamschoenleber.com

As America's NUMBER1EXPERTS [TM] in the Lynchburg area, Dee, Cowles and Pam - Your Lynchburg Real Estate Team's business philosophy is based on uncompromising integrity. They are committed to doing things the right way and are well equipped to guide you through all of your real estate needs - whether buying or selling. Make your move with Dee, Cowles and Pam - Your Lynchburg Real Estate Team. Call or email them today!

http://www.lynchburg-homes.com is brought to you by Dee and Cowles Meredith and Pam Schoenleber America's #1 real estate agents for the Lynchburg area including the city of Lynchburg, Forest, Goode, Bedford County, Campbell County, Amherst County, Appomattox County and Nelson County.

ABR CRS Equal Housing GRI MLS REALTOR


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