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All agents are NOT alike! Find out why we are NUMBER1EXPERTS!. Call us: 800-317-5903.

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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

We help buyers pre-qualify for mortgages every day. The financial team that will be assisting you already knows that we expect them to give you preferential treatment. Don't worry that you haven't met us yet. You can work with these bankers without speaking to us first. Just call one of the following: 


H. Carrington Edmunds, Jr.
Vice President, Mortgage Lending

38 Years of Mortgage Experience in Lynchburg Area
Consistent Top Producer Among BB&T Mortgage Officers
925 Main Street
Lynchburg, VA 24504
office: 434-948-1284
email: hedmunds@bbandt.com
  


Caskie Giles
Loan Officer
916 Main Street, Suite 400
Lynchburg, VA 24504
Office: 434-846-1300
Mobile: 434-841-5626
email: cgiles@brmMortgage.com

 

Carrington and Caskie are highly trained mortgage professionals. Their job is to assist you in the mortgage process. They understand that you come first, so expect top-level service. That's what Dee, Cowles and Pam are all about and that's what they're all about too!  


Questions?  

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution will be willing to lend you. And, when you attach your pre-qualification letter to your Offer to Purchase, the Seller will also know that you're financially able to buy and will more readily accept your offer.  

In the pre-qualification process, you will find out:  

- Exactly how much you can afford.  

- How much cash you will need for the down payment.  

- The minimum down payment, and the advantages of a higher down payment.  

- What monthly payment the bank feels you can afford.  

If you choose to have someone call you regarding a mortgage just fill out the form below. We'll
process it quickly and get right back to you.  

Remember, we respect your privacy! We know this is your personal information and we will not distribute it to anyone. We offer this service free without any obligation on your part. We think it's our responsibility as top real estate agents to offer you such service.  

Here's the form...
 

About You
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* Your Email Address:
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Phone:

About Your Move
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Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Loan Info
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Desired Loan Amount:
Total Monthly Income:
Total Monthly Debt Payment:

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School Reports in Lynchburg, Forest and Bedford County, Virginia
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Lynchburg, Forest and Bedford County 



Real Estate Tips
Pricing >Marketing Techniques

When a seller lists a home with a real estate agent, a lot of brainstorming follows. Who are the potential buyers, where do they live and work? How can they be reached effectively with information that will attract them to this particular property?

In addition to advertising each home on the widely used Multiple Listing Service, professional real estate agents employ marketing techniques tailored to the individual home they are selling. An agent will review various buyer lists to find potential purchasers. They will use telephone and direct mail marketing, produce property flyers and advertise on the Internet, in the newspaper, in community publications and in real estate magazines. Contacts will be made to other agents who sell homes in the area to encourage them to show the home to prospective buyers.

Real estate agents combine pro-active marketing with realistic pricing to generate results for their home sellers.

See All Tips In The "Pricing" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?

A 
The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
See More Real Estate Trivia >


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Dee, Cowles and Pam, REALTOR®, real estate agents and broker for Lynchburg, Forest and Bedford County, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dee, Cowles and Pam
Your Lynchburg Real Estate Team

Coldwell Banker Forehand
2508 Langhorne Road
Lynchburg, VA. 24501
Toll Free: 800-317-5903
Dee and Cowles: 434-841-8757
Pam: 434-665-1740
Fax: 1-866-526-2540
Dee: Dee@deemeredith.com
Cowles: Cowles@cowlesmeredith.com
Pam: Pam@pamschoenleber.com

As America's NUMBER1EXPERTS [TM] in the Lynchburg area, Dee, Cowles and Pam - Your Lynchburg Real Estate Team's business philosophy is based on uncompromising integrity. They are committed to doing things the right way and are well equipped to guide you through all of your real estate needs - whether buying or selling. Make your move with Dee, Cowles and Pam - Your Lynchburg Real Estate Team. Call or email them today!

http://www.lynchburg-homes.com is brought to you by Dee and Cowles Meredith and Pam Schoenleber America's #1 real estate agents for the Lynchburg area including the city of Lynchburg, Forest, Goode, Bedford County, Campbell County, Amherst County, Appomattox County and Nelson County.

ABR CRS Equal Housing GRI MLS REALTOR


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