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All agents are NOT alike! Find out why we are NUMBER1EXPERTS!. Call us: 800-317-5903.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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mortgages at one time. Download TripleCalc now. It's free. |
Dee, Cowles, and Pam
are one of The Top Selling Real Estate Experts™
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Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! We help buyers pre-qualify for mortgages every day. The financial team that will be assisting you already knows that we expect them to give you preferential treatment. Don't worry that you haven't met us yet. You can work with these bankers without speaking to us first. Just call one of the following:
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H. Carrington Edmunds, Jr.
Vice President, Mortgage Lending
38 Years of Mortgage Experience in Lynchburg Area
Consistent Top Producer Among BB&T Mortgage Officers
925 Main Street
Lynchburg, VA 24504
office: 434-948-1284
email: hedmunds@bbandt.com
Caskie Giles
Loan Officer
916 Main Street, Suite 400
Lynchburg, VA 24504
Office: 434-846-1300
Mobile: 434-841-5626
email: cgiles@brmMortgage.com |   Carrington and Caskie are highly trained mortgage professionals. Their job is to assist you in the mortgage process. They understand that you come first, so expect top-level service. That's what Pam, Dee and Cowles are all about and that's what they're all about too!
Questions?
You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution will be willing to lend you. And, when you attach your pre-qualification letter to your Offer to Purchase, the Seller will also know that you're financially able to buy and will more readily accept your offer. In the pre-qualification process, you will find out: - Exactly how much you can afford. - How much cash you will need for the down payment. - The minimum down payment, and the advantages of a higher down payment. - What monthly payment the bank feels you can afford. If you choose to have someone call you regarding a mortgage just fill out the form below. We'll
process it quickly and get right back to you. Remember, we respect your privacy! We know this is your personal information and we will not distribute it to anyone. We offer this service free without any obligation on your part. We think it's our responsibility as top real estate agents to offer you such service. Here's the form...
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Making An Offer >Bargaining
You found a house that seems perfect and you really love it. The chemistry is there, and the price is right. If you are like many buyers, you start off by asking the real estate agent if the sellers will take less than they are asking.
A real estate agent doesn't know what the sellers' bottom price is. The sellers often don't know themselves until they get an offer. In many cases, the price is negotiable, but the only way to test it is to make the sellers a written offer to accept or counter.
Attractive, well-priced homes usually sell quickly in any market. If you get involved in offers and counter offers, another buyer could come in with a better offer while you are negotiating back and forth. If you cannot qualify for financing at the asking price and you are willing to risk losing the house, you can make a lower offer. But if it will break your heart to lose a home you really love and you can afford it, it may be better to avoid bargaining and simply pay the asking price.
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| Q |
What home product makes lawn mowing easier than ever?
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| A |
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself. |
 See More Real Estate Trivia > |
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Dee, Cowles & Pam - Your Real Estate Team
Coldwell Banker Forehand
2508 Langhorne Road
Lynchburg, VA. 24501
Toll Free: 800-317-5903
Dee: 434-841-8757
Cowles: 434-841-8333
Pam: 434-665-1740
Fax: 434-384-0525
Email: DeeCowlesandPam@Lynchburg-Homes.com
As America's NUMBER1EXPERTS [TM] in the Lynchburg area, Dee, Cowles, and Pam - Your Real Estate Team's business philosophy is based on uncompromising integrity. They are committed to doing things the right way and are well equipped to guide you through all of your real estate needs - whether buying or selling. Make your move with Dee, Cowles, Pam and Tamara - Your Real Estate Team. Call or email them today!
http://www.lynchburg-homes.com is brought to you by Dee and Cowles Meredith, and Pam Schoenleber, America's #1 real estate agents for the Lynchburg area including the city of Lynchburg, Forest, Goode, Bedford County, Campbell County, Amherst County, Appomattox County and Nelson County.      
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Lynchburg, Forest and Bedford County, Virginia Read Dee, Cowles, and Pam's
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