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Serving The City of Lynchburg, Forest, Boonsboro, Bedford County, Amherst County, Campbell County, Appomattox County, and Nelson County 

Welcome to the most comprehensive real estate resource available for the Lynchburg area. Considering a move? Ready to buy a home? Want to sell the house you’re currently in? Here you’ll find the most relevant real estate information available—all courtesy of Dee, Cowles and Pam - Your Lynchburg Real Estate Team. 

We think you’ll enjoy finding the information here. Search the MLS to see the homes currently available in our area and contact us for additional information on those of particular interest to you or get school information with the click of a button. You’ll also see comprehensive guides about the buying process as well as the selling process. Interactive mortgage information is here, too. How-to’s, preferred vendors, and answers to your questions are all included. There’s simply too much on this site to list! 

Added to these nuts and bolts of the business are testimonials from our current and past clients that will give you a real sense of who we are and how we will work with you.  

So, whether you’re buying or selling or just thinking about doing so in the near future, we invite you to be in touch with us. What you’ll get is a team of professionals working for you who provide stellar marketing and unparalleled results. 

When you contact us, we guarantee confidentiality and will respect your need for privacy. We want to be your Realtor® . This site is for you.  

Enjoy!
Dee, Cowles and Pam  

 



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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Real Estate Trivia
Q 
What real estate term was first used in the 19th century and means "a high-flying flag on a ship"?

A 
Skyscraper was first used in the 1880s when office buildings of 10 stories or more were built in Chicago and New York.
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Dee, Cowles and Pam, REALTOR®, real estate agents and broker for Lynchburg, Forest and Bedford County, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dee, Cowles and Pam
Your Lynchburg Real Estate Team

Coldwell Banker Forehand
2508 Langhorne Road
Lynchburg, VA. 24501
Toll Free: 800-317-5903
Dee and Cowles: 434-841-8757
Pam: 434-665-1740
Fax: 1-866-526-2540
Dee: Dee@deemeredith.com
Cowles: Cowles@cowlesmeredith.com
Pam: Pam@pamschoenleber.com

As America's NUMBER1EXPERTS [TM] in the Lynchburg area, Dee, Cowles and Pam - Your Lynchburg Real Estate Team's business philosophy is based on uncompromising integrity. They are committed to doing things the right way and are well equipped to guide you through all of your real estate needs - whether buying or selling. Make your move with Dee, Cowles and Pam - Your Lynchburg Real Estate Team. Call or email them today!

http://www.lynchburg-homes.com is brought to you by Dee and Cowles Meredith and Pam Schoenleber America's #1 real estate agents for the Lynchburg area including the city of Lynchburg, Forest, Goode, Bedford County, Campbell County, Amherst County, Appomattox County and Nelson County.

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