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For Home Buyers:
Why Buyers Choose Dee, Cowles, Pam and Tamara - Why homebuyers looking for a real estate agents in the Lynchburg, Forest and Bedford County area choose Dee, Cowles, Pam and Tamara. Latest Listings - Get Dee, Cowles, Pam and Tamara's latest Lynchburg, Forest and Bedford County listings of homes for sale first! Find Your Perfect Home - Dee, Cowles, Pam and Tamara will search for your ideal home and email you the newest Lynchburg, Forest and Bedford County MLS listings of properties in Lynchburg City County VA. First Time Homebuyers - Are you a first time homebuyer in Lynchburg, Forest and Bedford County, VA? Choose a top real estate agents. Dee, Cowles, Pam and Tamara can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Lynchburg, Forest and Bedford County house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Lynchburg, Forest and Bedford County Homes, For Home Buyers, For Home Sellers, Lynchburg, Forest and Bedford County Information, Real Estate Resources, and About Dee, Cowles, Pam and Tamara. 
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?
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The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture. |
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Dee, Cowles, Pam & Tamara - Your Real Estate Team
Coldwell Banker Forehand
2508 Langhorne Road
Lynchburg, VA. 24501
Toll Free: 800-317-5903
Dee: 434-841-8757
Cowles: 434-841-8333
Pam: 434-665-1740
Fax: 434-384-0525
Email: DeeCowlesandPam@Lynchburg-Homes.com
As America's NUMBER1EXPERTS [TM] in the Lynchburg area, Dee, Cowles, Pam and Tamara - Your Real Estate Team's business philosophy is based on uncompromising integrity. They are committed to doing things the right way and are well equipped to guide you through all of your real estate needs - whether buying or selling. Make your move with Dee, Cowles, Pam and Tamara - Your Real Estate Team. Call or email them today!
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